My Financial Wellbeing
Managing Finances
Managing money can be tough, especially with rising living costs. For people with CF and their families, extra medical expenses, time off work or study, and unpredictable treatment costs can make things even harder.
In 2013 the average annual healthcare cost for someone with CF was estimated at $15,571 USD and this cost remained high after the rollout of CFTR modulators. Financial stress doesn’t just affect your wallet; it can impact your mental and physical health too. That’s why caring for your financial wellbeing is an important part of caring for your overall health.

Education
Building skills, accessing study support and navigating work opportunities.

Employment
Building skills, accessing study support and navigating work opportunities.

Everyday Spending
Practical tips for budgeting, saving and making your money go further.

Insurance & Income Protection
Options to safeguard your income and protect against unexpected events.

Planning for the Future
Superannuation, long-term planning and preparing financially for your future.

Other Useful Links
Credit, debt, loans, tenancy, scams and fraud prevention to support financial security.
Extra Support
CFWA can help connect you with trusted tools, tips, and services to support your financial wellbeing. Whether you need help with budgeting, exploring rebates and subsidies, or finding financial counselling, our team can point you in the right direction. For details about CFWA financial support, rebates, or subsidies, visit our CFWA Subsidies page.
Financial Coaching
Managing finances can sometimes feel overwhelming, particularly when living with a chronic health condition or caring for a family member with CF. CFWA can connect you with trusted resources, practical tools and support services to help improve your financial wellbeing.
Whether you need assistance with budgeting, understanding available rebates and subsidies, or accessing professional financial counselling, our team can help point you in the right direction. This support is available to people with CF and parents/carers.
Career Coaching
We can also offer people with CF aged 16+ access to one-on-one career coaching with a qualified professional. The career coaching sessions provide a relaxed and supportive space to explore your strengths, interests and goals, while building confidence for your next steps.
Support may include:
- Career exploration and goal setting
- Resume and cover letter support
- Interview preparation
- Discussion around workplace rights and disclosure
- Exploring realistic and flexible work options
- General guidance around employment and independence
Through personalised coaching, you’ll gain greater clarity about your career direction and develop practical tools to help you navigate your employment journey with confidence. Limited financial assistance for employment-related resources or training may also be available depending on individual need and remaining program funding.
For more information or to discuss your options, contact our Services Team at services@cfwa.org.au or (08) 6224 4100.